Call or Text: (951) 314-3258
Email: MonicaFiallos@yahoo.com
Guided Protection that Provides Peace of Mind
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Guided Protection that Provides Peace of Mind 〰️
Guided Protection that Provides Peace of Mind
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Guided Protection that Provides Peace of Mind •
California Medicare, Health and Life Insurance Broker
Personalized Medicare, Health, and Life Insurance Guidance—Expert Support from Start to Finish
Choosing the right health or life insurance plan can feel overwhelming—especially with so many options and changing regulations.
My role is to simplify that process.
As an independent insurance broker, I work one-on-one with you to understand your needs, explain your options clearly, and help you confidently select coverage that fits your life and budget.
I’ll Walk You Through the Medicare Process—From Start to Finish—So You Don’t Have to Figure It Out Alone.
Medicare Supplement Plans
Medicare Advantage Plans
(Part C)
Prescription Drug Plans
Life Insurance Plans
Medicare Plans
Navigating Medicare doesn’t have to be confusing. I specialize in helping clients understand and enroll in the right Medicare coverage.
This includes:
Medicare Advantage (Part C)
Medicare Supplement (Medigap)
Prescription Drug Plans (Part D)
I’ll walk you through your options, compare plans, and make sure your doctors, prescriptions, and budget are all considered—so you can feel confident in your coverage.
Individual & Family
Covered California Plans
If you’re under 65 or not on Medicare, I can help you find the right health insurance plan through the individual market or Covered California.
I’ll Guide Your Through:
Plan comparisons
Enrollment
Maximizing available financial assistance
Whether you qualify for subsidies or need private coverage.
Life Insurance
Protecting your family’s financial future is just as important as protecting your health. I offer life insurance solutions tailored to your goals.
This Includes:
Term life insurance
Final expense policies
Permanent life insurance options
I’ll help you determine the right amount of coverage and find a plan that fits your needs and budget.
Additional Services
Self-Employed Health Insurance
Flexible health insurance solutions designed to meet the unique needs of freelancers, independent contractors, and small business owners.
Dental Vision & Hearing Insurance
Coverage for routine exams, preventive care, and other services that help protect your long-term oral, vision, and hearing health.
Small Business Health Insurance
Employee health benefit options that help small businesses attract and retain quality employees while managing healthcare costs.
Final Expense Insurance
Affordable coverage designed to help pay for funeral, burial, cremation, and other end-of-life expenses, easing the financial burden on your family.
Long-Term Care Insurance
Helps cover the cost of extended care services, including home care, assisted living, and nursing home care, that are not typically covered by health insurance or Medicare.
Accident, Critical Illness & Hospital Indemnity Insurance
Supplemental insurance that helps offset unexpected medical expenses caused by accidents, serious illnesses, or hospital stays.
Disability Income Insurance
Provides income replacement if an illness or injury prevents you from working, helping you maintain financial stability during recovery.
Retirement Healthcare Planning
Guidance to help you understand your healthcare options in retirement and choose coverage that fits your medical needs and budget.
Annual Coverage Reviews
Yearly policy reviews ensure your health and insurance coverage continue to meet your changing needs and take advantage of new plan options.
Coverage Comparison & Plan Reviews
Receive a side-by-side comparison of available plans so you can make informed decisions based on your healthcare needs and budget.
Prescription Drug Cost Reviews
Compare prescription drug coverage to help reduce medication costs and identify the plan that offers the best value.
Medicare Enrollment Assistance
Step-by-step guidance through the Medicare enrollment process to help you understand your options and avoid costly mistakes.
Turning 65 Medicare Guidance
Personalized assistance for individuals approaching Medicare eligibility, making the transition to Medicare simple and stress-free.
Specialty Enrollment Assistance
Support for qualifying life events such as retirement, loss of coverage, marriage, or relocation that allow you to enroll outside the standard enrollment period.
ACA Marketplace Enrollment
Support for qualifying life events such as retirement, loss of coverage, marriage, or relocation that allow you to enroll outside the standard enrollment period.
Free Insurance Consultations
Schedule a complimentary, no-obligation consultation to review your insurance needs, answer your questions, and explore coverage options that fit your goals.
You take the first step.
We’ll guide you the rest of the way.
Together, we make our 5-step process simple—so you can enjoy the clarity and peace of mind
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Schedule a Call
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We Review Your Needs
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Compare Plans
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Get Enrolled
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Enjoy Your Coverage
Offering plans with most major insurance companies
