Medicare Supplement Plans (Medigap)
🩺
Choosing a Medicare Supplement Plan (also known as Medigap) can feel overwhelming but you don’t have to figure it out alone. I help you understand, compare, and enroll in the right plan for you. My clients trust me to guide them through the details so they can feel protected, informed, and fully supported without stress.
Personal Support to Help You Choose the Right Coverage. With Confidence
What Is a Medicare Supplement (Medigap) Plan?
A Medigap plan helps cover the “gaps” left by Original Medicare, such as:
​
-
Copayments
-
Coinsurance
-
Deductibles
​
You keep Original Medicare (Parts A & B), and Medigap adds extra protection so your out-of-pocket costs are more predictable.
​
✅ Freedom to choose any doctor who accepts Medicare
✅ No referrals needed for specialists
✅ Great for frequent travelers or snowbirds
✅ Guaranteed renewable — your coverage stays as long as you pay your premium
​Learn how Medigap works — Medicare.gov
I’m happy to walk you through this step by step.
When Can You Enroll in a Medigap Plan?
The best time to buy a Medigap plan is during your Medigap Open Enrollment Period, which:
​
-
Starts the month you're 65 and enrolled in Part B
-
Lasts for 6 months
-
Gives you guaranteed access to any plan — no medical underwriting
​
After that period, you may be denied coverage or charged more depending on your health. That’s why I always recommend reviewing your options before or right when your Part B starts.
​
Check if you're ready to enroll — Medicare.gov
Not sure if your enrollment window is open? I’ll check for you.
What Plans Are Available?
There are several standardized Medigap plans (like Plan G, Plan N, and others), each offering different levels of coverage. I help you compare:
​
-
Monthly premiums
-
Coverage benefits
-
Long-term value
-
Different Companies
-
Plan availability by state and ZIP code
​
Each plan is regulated, so the coverage stays the same no matter which company you choose, but the costs and service can vary.
​
Explore Medigap policies near you — Medicare.gov
Need help comparing? That’s what I do best.
Why Work With Me?
-
I take the guesswork out of Medigap shopping
-
I help you enroll on time and avoid penalties
-
I answer your questions honestly and clearly
-
I guide you like I would a family member, with care, patience, and no pressure
-
My help is always free to you (I’m paid by the insurance company, not you)
Ready to Talk? Let’s Take the First Step Together.
Whether you’re just turning 65 or looking to switch plans, I’ll help you feel confident about your Medicare Supplement choice.
​
👉 📆 Book a Free Consultation
👉 📩 Send Me Your Questions at monicafiallos@yahoo.com
👉 📞 Call Me Directly at (951) 314‑3258